Atlas Underwriters Privacy Policy

Thank you for inquiring about the Atlas Underwriters.com (AU) privacy practices. We take our customers’ privacy seriously, and we want you to know how we collect, use, and protect your information.

What Information We Collect

We receive and may store any information you enter on our website, except the credit card information provided at purchase. For example, we collect information from you when you run a quote, make an email inquiry, call us with a question, or purchase a policy.
The information we collect includes:

• Name
• Mailing address
• Email address
• Phone number
• Country of Residence
• Cedula or Government ID number

It may also include information you give us about other people, such as the name and email address of friends you choose to recommend us.

AU encourages you to visit our website knowing you have complete control over your personal information. You can browse our pages without revealing any personal information of any kind. However, if you communicate with our customer service department via email or phone, you might supply us with personal information such as your name, email address and other contact information. Also, if you decide to purchase an insurance policy, the applications will require you to provide more detailed personal information such as name and address, annual income, occupation, etc., in order for us to approve or underwrite it. We do indicate on the specific pages of our website that we are collecting this information and the purposes for doing so. We will not use your personal information for other purposes without notifying you of our intention to do so and obtaining your consent.

This privacy statement is an Agreement. If you choose to provide personal information to us, the handling of your personal information will be governed by the terms and conditions contained herein. If you do not agree to the terms and conditions contained herein, please do not provide AU with any personal information.

Atlas Underwriters.com is not responsible for the privacy practices of other websites hyper-linked to and from our website.

Using Information Gathered

The information collected when you contact us with a question or inquiry will only be used to respond to and/or answer your question.

The information collected for an AD&D quote or when completing the KR&E application form is used to provide policy quotes and to issue your policy. The information is in turn sent only to the insurance company underwriting the policy and the producing agent if applicable. The insurance companies employ standard encryption practices receiving such information.

Atlas Underwriters.com archives information provided by you for policy quoting and policy issuance on our servers located in the United States. This information is kept electronically, but is internal to Atlas Underwriters.com and not maintained on the website. We collect and retain this information in accordance with all applicable laws, including without limitation insurance laws/laws governing insurance carriers.

WE DO NOT ARCHIVE OR SAVE ANY CREDIT CARD INFORMATION YOU PROVIDE TO US FOR PURCHASE.

Sharing and Disclosing Information Gathered

We do track the IP address of our visitors. This information is used internally only to show activity and trends of our website usage.

We do not provide your personal information to mailing lists nor do we sell, share or trade your information to unaffiliated parties. From time to time, we may share your email address with third-party vendors to provide services on our behalf, including but not limited to marketing emails and email distribution of surveys. These vendors are not permitted to share your email address with anyone else nor use the information for any other purpose.

From time to time, we may be required to provide your personal information in response to a court order, subpoena, government investigation, or as otherwise required by law.

Protecting Your Information

We treat your credit card and personal information with the highest confidentiality and safety; this is why all purchase transactions are protected by Secure Socket Layer (SSL) technology, utilized by many of the popular browsers, such as Internet Explorer and Firefox. This technology allows us to use advanced encryption tools to protect all important customer information (including your credit card number, name, address, etc.) transmitted between your computer and our server.

You are entitled to access the personal information which we have gathered about you and to request corrections of that information. In order to do so, please contact us via telephone or email.

Updates to the Privacy Policy

These policies are subject to change and any changes will be posted on this page. You should periodically check for revisions. You will be able to determine when this privacy policy was last revised by checking the Last Revised legend at the bottom.

Copyright

All material contained on this website (including all code) is protected by U.S. copyright laws. Except as otherwise expressly provided herein, you may not copy, reproduce, publish, license, modify, create derivative works from, transfer or sell any material contained on the website without the prior written consent of Atlas Underwriters, LLC. All rights are reserved.

Last Updated: 07/01/2012

©Atlas Underwriters, LLC. 2011-2012